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Bank of Canada Holds Interest Rate at 2.25%: What It Means for Edmonton & Sherwood Park

Let’s cut through the noise.

The Bank of Canada has held its interest rate at 2.25%.

That’s the headline.

But what actually matters is what this means for you if you’re thinking about buying or selling in Edmonton or Sherwood Park.

This Is a Strategy Market Now

We’re no longer in a market where timing alone wins.

Inflation has eased.
Economic growth is slowing.
Global uncertainty is rising, especially with energy prices.

That combination creates something very specific:

👉 A more balanced market
👉 A more selective buyer pool
👉 A stronger need for strategy

What Buyers Need to Understand

Rates holding steady gives you something we haven’t had in a while:

Stability.

But stability doesn’t mean easy.

You still need to:

  • Understand your numbers

  • Move decisively when the right property shows up

  • Avoid overpaying in the wrong situations

The opportunity right now is clarity.

If you’re prepared, you can make strong, confident decisions without the chaos we saw in previous markets.

What Sellers Need to Understand

Buyers are still active.

But they are not as emotional as they were before.

They are:

  • More analytical

  • More cautious

  • More selective

Which means one thing:

You don’t win by just listing anymore. You win by positioning.

Pricing, presentation, and negotiation strategy matter more now than they have in years.

Homes that are dialled in are selling.

Homes that aren’t… sit.

What Most People Get Wrong Right Now

A lot of people are waiting.

Waiting for rates to drop.
Waiting for the “perfect time.”

Here’s the reality:

There is no perfect time.
There is only the right strategy for your situation.

The Bottom Line

This is not a bad market.

It’s a thinking market.

And the people who win in this environment are the ones who:

  • Understand the landscape

  • Make informed decisions

  • Execute with confidence

If You’re Thinking About Making a Move

Whether you’re buying, selling, or just trying to figure out your next step…

Let’s have a real conversation.

No pressure.
No guesswork.
Just a clear plan built around your goals.

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Open House. Open House on Sunday, March 22, 2026 12:00PM - 2:30PM

Please visit our Open House at 39 WOODSTOCK Drive in Sherwood Park. See details here

Open House on Sunday, March 22, 2026 12:00PM - 2:30PM

Pride of ownership is evident throughout this well-maintained home. Designed with family living in mind, the spacious layout features a gourmet kitchen, an entertaining-sized dining room, and a large living room with plenty of space to gather. Upstairs offers a generous primary bedroom with a 2-piece ensuite, two additional well-sized bedrooms, and a 4-piece bath. The lower level includes a comfortable family room, fourth bedroom, and another bath. The finished basement adds even more living space with a versatile recreation room. Outside, you’ll find a fenced yard ideal for kids, pets, and outdoor enjoyment, along with an oversized double attached garage and RV parking. Recent upgrades include windows, kitchen appliances, hot water tank, built-in vacuum, and deck. Set in a great family-friendly neighborhood close to parks, schools, shopping, and trails.

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Open House. Open House on Saturday, March 21, 2026 12:00PM - 2:30PM

Please visit our Open House at 39 WOODSTOCK Drive in Sherwood Park. See details here

Open House on Saturday, March 21, 2026 12:00PM - 2:30PM

Pride of ownership is evident throughout this well-maintained home. Designed with family living in mind, the spacious layout features a gourmet kitchen, an entertaining-sized dining room, and a large living room with plenty of space to gather. Upstairs offers a generous primary bedroom with a 2-piece ensuite, two additional well-sized bedrooms, and a 4-piece bath. The lower level includes a comfortable family room, fourth bedroom, and another bath. The finished basement adds even more living space with a versatile recreation room. Outside, you’ll find a fenced yard ideal for kids, pets, and outdoor enjoyment, along with an oversized double attached garage and RV parking. Recent upgrades include windows, kitchen appliances, hot water tank, built-in vacuum, and deck. Set in a great family-friendly neighborhood close to parks, schools, shopping, and trails.

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Scams Are on the Rise. Here Are 10 You Should Know About

Technology is changing quickly, and unfortunately scammers are evolving just as fast.

Across Canada, fraud attempts are becoming more sophisticated, often using artificial intelligence, impersonation tactics, and convincing digital messages to trick people into sharing personal information or sending money.

Many scams look legitimate at first glance. They may appear to come from banks, delivery companies, government agencies, or even someone you know.

Because of this, awareness has become one of the most important ways to protect yourself.

Below are several scams that authorities are currently warning people about.

1. Fake Calendar Invites

Some scammers send fake meeting invites that appear to come from someone you know or from a legitimate organization. When accepted, they may request personal information or direct you to malicious links.

2. Brushing Scams

These occur when you receive a package you never ordered. Scammers use your information to create fake online reviews tied to your name.

3. Unpaid Toll Text Messages

Many people have received messages claiming they owe a small unpaid toll fee. The message includes a link that directs users to a fake payment page designed to capture financial information.

4. Deepfake Scams

Artificial intelligence can now create convincing audio, images, and videos that impersonate real people. Scammers may use these tools to create fake messages from employers, family members, or public figures.

5. Fake Tech Support Warnings

Pop-ups may appear on your computer claiming your device has a virus. They instruct you to call a number where scammers attempt to gain remote access to your computer.

6. Package Delivery Alerts

Text messages pretending to be from Canada Post, UPS, or FedEx often include tracking links. Clicking them can lead to phishing websites designed to steal login credentials or financial details.

7. Bank Fraud Warnings

These scams involve urgent messages claiming suspicious activity on your bank account. They attempt to create panic so that people respond quickly without verifying the information.

8. Interac e-Transfer Reversal Scams

Fraudsters may contact you claiming a payment was sent in error and request that you send money back. In many cases the original transfer was fraudulent.

9. QR Code Scams

Scammers are placing malicious QR codes on parking meters, restaurant menus, or flyers. Scanning them can direct users to harmful websites.

10. Fake Rentals or Homes for Sale

In real estate, scammers sometimes hijack property photos or listing details and advertise homes that are not actually available. They request deposits or personal information from unsuspecting renters or buyers.

How to Protect Yourself From Scams

The best defense is awareness and caution.

Here are a few simple habits that can help protect your personal information.

Pause before responding to urgent messages
Do not click unknown links or scan suspicious QR codes
Verify requests directly with a trusted source
Use strong passwords and multi-factor authentication
Never send money or personal information without confirming the request

If something feels suspicious, trust your instincts and take the time to verify before responding.

Protecting Our Community

Fraud affects people from every background and age group. Sharing information about these scams helps others recognize warning signs sooner and avoid becoming victims.

If you ever receive something that feels suspicious and you are unsure about it, take a moment to verify the source before responding.

Looking out for each other and staying informed is one of the best ways to keep our communities safe.

If you ever need a referral to a trusted professional or simply have a question about something you received, feel free to reach out.

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New property listed in Zone 12, Edmonton

I have listed a new property at 212 10309 107 Street NW in Edmonton. See details here

Welcome to Seventh Street Lofts and this stylish top-floor unit in the historic John Deere building, right in the heart of downtown Edmonton. Just steps to Grant MacEwan, Rogers Place, the LRT, shopping, dining, and transit, this unique loft blends industrial character with modern comfort. Renovated in 2018, it features updated appliances, concrete flooring, exposed beams and piping, a soaring 12-ft cedar ceiling, and an original brick feature wall. West-facing windows and a skylight in the bedroom fill the space with natural light. A rare loft layout places the bathroom between the bedroom and living area, offering added privacy and extra storage. This unit also includes in-suite laundry and an assigned parking stall. Airbnb-friendly building offers excellent flexibility and income-generating potential.

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New property listed in Sherwood Park, Sherwood Park

I have listed a new property at 39 WOODSTOCK Drive in Sherwood Park. See details here

Pride of ownership is evident throughout this well-maintained home. Designed with family living in mind, the spacious layout features a gourmet kitchen, an entertaining-sized dining room, and a large living room with plenty of space to gather. Upstairs offers a generous primary bedroom with a 2-piece ensuite, two additional well-sized bedrooms, and a 4-piece bath. The lower level includes a comfortable family room, fourth bedroom, and another bath. The finished basement adds even more living space with a versatile recreation room. Outside, you’ll find a fenced yard ideal for kids, pets, and outdoor enjoyment, along with an oversized double attached garage and RV parking. Recent upgrades include windows, kitchen appliances, hot water tank, built-in vacuum, and deck. Set in a great family-friendly neighborhood close to parks, schools, shopping, and trails.

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New property listed in Zone 03, Edmonton

I have listed a new property at 16297 52 Street NW in Edmonton. See details here

Beautiful 1,270 sq ft, wheelchair accessible bungalow located on a corner lot in desirable Hollick-Kenyon. This open and bright home features a spacious front entrance, vaulted ceilings, updated lighting, and laminate flooring throughout the main floor. The large living room offers a cozy gas fireplace, while the kitchen includes black appliances, ceramic tile, and a convenient corner pantry. The dining area features patio doors to a large deck overlooking a fully fenced backyard. There are 2 bedrooms and 4 pce bath on the main floor. The primary bedroom includes a walk in closet and private 4-pce ensuite, The fully finished basement offers high ceilings, large windows, a spacious recreation room, two additional bedrooms, and a large 3-pce bathroom with a double shower, seat, and rain shower. This home also features an attached oversized double garage. Ideally located close to schools, shopping, and Anthony Henday.

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Open House. Open House on Saturday, March 14, 2026 1:00PM - 3:00PM

Please visit our Open House at 16297 52 Street NW in Edmonton. See details here

Open House on Saturday, March 14, 2026 1:00PM - 3:00PM

Beautiful 1,270 sq ft, wheelchair accessible bungalow located on a corner lot in desirable Hollick-Kenyon. This open and bright home features a spacious front entrance, vaulted ceilings, updated lighting, and laminate flooring throughout the main floor. The large living room offers a cozy gas fireplace, while the kitchen includes black appliances, ceramic tile, and a convenient corner pantry. The dining area features patio doors to a large deck overlooking a fully fenced backyard. There are 2 bedrooms and 4 pce bath on the main floor. The primary bedroom includes a walk in closet and private 4-pce ensuite, The fully finished basement offers high ceilings, large windows, a spacious recreation room, two additional bedrooms, and a large 3-pce bathroom with a double shower, seat, and rain shower. This home also features an attached oversized double garage. Ideally located close to schools, shopping, and Anthony Henday.

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Edmonton Real Estate Market Update 2026: What Sellers Need to Know

The Edmonton real estate market is showing clear signs of spring momentum as we move further into 2026.

February sales increased compared to January, indicating rising buyer activity across the Greater Edmonton Area. However, new listings also climbed more than 23 percent month over month, creating increased competition for homeowners planning to sell.

Current Edmonton Home Prices

The average residential sale price in Edmonton is approximately $455,000.

Detached homes are now averaging over $570,000.

While prices remain steady overall, increased inventory means sellers must focus on preparation and strategic pricing to stand out.

What This Means for Sellers in Edmonton

This is not an overheated seller’s market.

It is a positioning market.

Homeowners who prepare early, price correctly, and launch with a structured marketing plan are seeing the strongest results.

Waiting until late spring when inventory potentially rises further may mean competing with more listings.

If you are planning to sell your home in Edmonton in the next three to six months, understanding your property value today is critical.

What This Means for Buyers and Investors

For buyers, rising inventory provides more choice and negotiating leverage compared to previous months.

For investors, certain property types may offer opportunity as supply increases.

Final Thoughts

The Edmonton housing market in 2026 is balanced and strategic.

Success will depend on data-driven decisions rather than timing speculation.

If you are considering buying, selling, or investing in Edmonton real estate, book a strategy consultation to review your options and build a clear plan.

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New property listed in Zone 35, Edmonton

I have listed a new property at 12944 28 Street NW in Edmonton. See details here

Well-maintained and move-in ready, this solid home offers tasteful updates and functional living space. The bright main floor features beautiful hardwood flooring in the living room, newer windows, a modern 4-piece bathroom, and an updated kitchen with rich cabinetry and stainless steel appliances. The primary and second bedrooms are carpeted, while the third bedroom features hardwood flooring. The home is in very excellent condition and includes a newer furnace, washer, and dryer. The finished basement adds excellent extra space with a large rumpus room, an additional bedroom, dimmer lighting, and a beautifully renovated bathroom with a spacious double-wide shower. Outside, enjoy the newer low-maintenance deck, newer concrete, storage shed. A great opportunity for buyers looking for a clean, cared-for home with valuable updates throughout.

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New property listed in Zone 04, Edmonton

I have listed a new property at 13512 124A Avenue NW in Edmonton. See details here

Perfectly located in Dovercourt facing a quiet green space, this private spacious charming bungalow sits on a huge pie-shaped lot with a beautifully treed, fully fenced yard. The front yard features lovely garden and sitting areas to enjoy the peaceful setting. Inside, the traditional layout offers a bright living room with hardwood floors, coved ceilings, and a large window overlooking the park. The kitchen is bright and features solid wood cabinetry, a beautiful formal dining room that could also serve as a den. Two bedrooms and a full bathroom complete the main floor. The finished basement offers a spacious recreation room, additional bedroom, 3-piece bathroom, and huge laundry room with abundant storage. Newer high-efficiency furnace and hot water tank. Oversized heated double garage with newer subpanel and WiFi. Massive yard with garden space.

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Open House. Open House on Sunday, March 15, 2026 1:00PM - 3:00PM

Please visit our Open House at 13512 124A Avenue NW in Edmonton. See details here

Open House on Sunday, March 15, 2026 1:00PM - 3:00PM

Perfectly located in Dovercourt facing a quiet green space, this private spacious charming bungalow sits on a huge pie-shaped lot with a beautifully treed, fully fenced yard. The front yard features lovely garden and sitting areas to enjoy the peaceful setting. Inside, the traditional layout offers a bright living room with hardwood floors, coved ceilings, and a large window overlooking the park. The kitchen is bright and features solid wood cabinetry, a beautiful formal dining room that could also serve as a den. Two bedrooms and a full bathroom complete the main floor. The finished basement offers a spacious recreation room, additional bedroom, 3-piece bathroom, and huge laundry room with abundant storage. Newer high-efficiency furnace and hot water tank. Oversized heated double garage with newer subpanel and WiFi. Massive yard with garden space.

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Data last updated on March 25, 2026 at 03:30 PM (UTC).
Copyright 2026 by the REALTORS® Association of Edmonton. All Rights Reserved.
Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.