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New property listed in Sherwood Park, Sherwood Park

I have listed a new property at 5 SANDPIPER CRT in Sherwood Park. See details here

WELL MAINTAINED Half Duplex BACKING ONTO PARK/SCHOOL! LAMINATE FLOORS THROUGHOUT! Kitchen has newer SS appliances, new flooring, & professionally painted cabinets. Kitchen pantry cabinets & filtered water system stays with home. Second bedroom is currently used as a family room, & has patio doors leading to stone patio & private, south-facing backyard. This room was two bedrooms originally, & could easily be converted back if necessary. Also on main floor is updated 4 pce bath & three hall closets. FULLY FINISHED BASEMENT boasts a flex space, 2 more bedrooms, lots of storage space, laundry room w/sink & 3 pce bath. Patio door leads to a stone patio, shed, & landscaped back yard. This home backs onto park & Kenneth Kearns Elementary. Also, walking distance to Brentwood Elementary, Salisbury Composite High, Centre in the Park, & Sh Pk Mall! NEW SHINGLES (approx 2010), NEW EAVES (2022), NEW SIDEWALK/DRIVEWAY/PORCH/RAIL, NEW WINDOWS (except living room), FRESHLY PAINTED! Just move in and enjoy!

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What Is A Balanced Market?

In recent years, home sellers have had the advantage but since the market conditions are expected to shift, questions may be arising about what a balanced market is. During the peak of the pandemic, cities across Canada experienced extremely high home prices, from single-family residential properties in highly populated areas to townhomes in rural communities. Homebuyers had to overcome bidding wars which resulted in some buyers ditching best practices, including home inspections. The market swiftly changed to a seller’s market due to unprecedentedly low mortgage rates.

The Bank of Canada (BoC) continues to raise interest rates and the housing market in Canada is moving towards a balanced market. So, what does this mean?

Craig Finnman ⁠
Re/Max Elite ⁠
craig@craigfinnman.ca ⁠
780-982-1589

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Source: What Is A Balanced Market | Re/Max | January 14th, 2023

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New property listed in Zone 02, Edmonton

I have listed a new property at 12611 73 ST in Edmonton. See details here

LOT AND A HALF and RF3 ZONING - This 2 Story is situated on a quiet street with. This home features 1 bdrm on main floor with a 1pc ensuite & 3 bdrms upstairs with 4pc bathrooom and 4th room as a small den. Partly finished basement with large windows, 1 bdrm and laundry. GREAT INFILL - LOT AND A HALF. Seller has development permit for a duplex and duplex plans drawn up. LOT SIZE: 52.4 ft x 120 ft - 585m2 (0.14acr). Seller has got asbestos abated.

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The RE/MAX 2023 Canada Housing Barometer Report

"The RE/MAX 2023 Canada Housing Barometer Report examined average price and new mortgage values published by CMHC-Equifax Canada in 12 major markets from British Columbia to New Brunswick, to compare loan-to-value (LTV) ratios between Q3 2012 and Q3 2022.

The report found that LTV ratios had declined in 67% of markets (8) over the past decade, with the greatest drops noted in London and Moncton (21%), Halifax (15%), Hamilton (14%), Toronto (10%) and Ottawa-Gatineau (9%). 4 markets, including Calgary, Edmonton, Saskatoon, and Regina, were up over 2012 levels, a trend that is set to reverse in the years ahead as Alberta and Saskatchewan’s economic engines gain momentum and drive home-buying activity.

The lowest loan-to-value ratios were found in the most expensive markets, including Vancouver (50%), Toronto (53%), and Hamilton (54%) while the highest loan-to-value ratios were found in Regina (88%) and Edmonton (83%). Nationally, loan-to-value ratios hovered at 57%."

Craig Finnman ⁠
Re/Max Elite ⁠
craig@craigfinnman.ca ⁠
780-982-1589⁠

Read More | Canada Housing Market Risk Low, Despite Short-Term Contraction | Re/Max

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New property listed in Zone 35, Edmonton

I have listed a new property at 1435 150 AVE in Edmonton. See details here

BE AMAZED! CUSTOM, TOTAL 5 BEDROOM 2 Story home with GORGEOUS UPGRADED FINISHES! Walk into a spacious foyer that leads to OPEN CONCEPT kitchen/dining/living. Floor to ceiling gas fireplace is a show stopper! GOURMET KITCHEN with SECOND BUTLER/SPICE KITCHEN and walk in pantry! Gorgeous waterfall island, with stone countertops, built in double wall oven & microwave and electric cooktop. Also on main floor is a bedroom w/ 3 pce bath and MUDROOM WITH BUILTIN COAT LOCKERS! FOUR BEDROOMS UP, as well as BONUS ROOM. Primary bedroom has walk in closet and 5 pce SPA ENSUITE, with dream soaker tub and large shower. Another 5 pce main bath upstairs, and CONVENIENT UPSTAIRS LAUNDRY with sink! Don't miss out on this designer home - IMMEDIATE POSSESSION!

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New property listed in Zone 35, Edmonton

I have listed a new property at 15004 15 ST in Edmonton. See details here

BE AMAZED! CUSTOM, TOTAL 5 BEDROOM 2 Story home with GORGEOUS UPGRADED FINISHES! Walk into a spacious foyer that leads to OPEN CONCEPT kitchen/dining/living. Floor to ceiling gas fireplace is a show stopper! GOURMET KITCHEN with SECOND BUTLER/SPICE KITCHEN and walk in pantry! Gorgeous waterfall island, with stone countertops, built in wall oven and microwave and electric cooktop. Also on main floor is a bedroom and 3 pce bath. FOUR BEDROOMS UP, each with their own bathroom access! Primary bedroom has walk in closet and 5 pce SPA ensuite, with dream soaker tub and large shower. CONVENIENT UPSTAIRS LAUNDRY! Don't miss out on this designer home - IMMEDIATE POSSESSION!

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New property listed in Beaumont, Beaumont

I have listed a new property at 3201 62 ST in Beaumont. See details here

Welcome to this CUSTOM BUILT 2 Story Home with WALK OUT BASEMENT and TRIPLE GARAGE. Located in a quiet culdesac of sought-after FOUR SEASONS ESTATES, overlooking green space with pond and spectacular views! Walk into 19 ft ceilings, high end hardwood floors, living room with cozy gas FP, gourmet kitchen w/granite counters, two pantries, formal dining room, laundry room, 2 pc bath & a large deck. Upstairs boasts a huge primary bedroom, walk in closet, 5 pc ensuite c/w jetted tub & gorgeous FP. Two more bedrooms & 4 pc bath upstairs. FULLY FINISHED BASEMENT has 9' ceilings w/heated floors, additional bedroom & walk in closet, office w/desk & bookshelves, 3 pc bath, and large rec room. Other upgrades include: A/C, built in vac, heated triple garage, RV parking, underground sprinkler system, and low maintenance landscaping. GORGEOUS HOME on GORGEOUS LOT WITH FANTASTIC VIEWS - don't miss out on this one!

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New property listed in Zone 03, Edmonton

I have listed a new property at 16232 57 ST in Edmonton. See details here

Welcome to this PRIDE OF OWNERSHIP 2 Story Half Duplex on a quiet street, with GREAT SIZE BACKYARD! Walk up to an inviting front verandah/cozy sitting area. Inside you will find an OPEN CONCEPT kitchen/dining/living with gorgeous laminate floors throughout. GREAT SIZE KITCHEN with lots of cabinetry, walk in pantry, and island. Patio doors off of dining area leads to a nice size deck, and AMAZING BACKYARD with fruit trees, shed & garden area. Upstairs you will find three spacious bedrooms, & a 4 pce bath with access to bedroom or primary bedroom. Primary bedroom is great size with walk in closet. FULLY FINISHED BASEMENT boasts a bedroom w/walk in closet, den, storage/pantry & 3 pce bath with laundry. This home has been VERY WELL MAINTAINED with MANY UPGRADES such as: NEW HWT TANK (3 yrs ago), NEW SHINGLES (2 yrs ago), NEW sidewalk/addition to driveway, custom window coverings, and CENTRAL AIR CONDITIONING. This home is walking distance to K-9 public and K-9 christian schools. Just move in and enjoy!

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Sales Insider | Top 10 Real Estate Agent | Award | 2022

For over 15 years I have been providing professional real estate services throughout Edmonton and surrounding communities. With a reputation for my honest, client-first approach, I have consistently provided top-notch real estate services backed by honesty, integrity, and results — and have had the privilege of earning some of the highest recognitions Re/Max has to offer including the Rising Star Award, the Re/Max Hall of Fame Award, the Platinum Club Award, the Exclusive Chairman Club Award, and Top Producer out of 230+ agents.

It's a great privilege to have been announced a recipient of this year’s Top 10 Real Estate Agent Award. With consistently excellent service and client care throughout 2022, I appreciate being a member of the Edmonton real estate community who has demonstrated exceptional dedication to local clients and their needs. This is amazing, and I am honored to be recognized for hard work and dedication.

Craig Finnman ⁠
Re/Max Elite ⁠
craig@craigfinnman.ca ⁠
780-982-1589⁠

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Read Press Release
Sales Insider Website

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January 2023 - Bank of Canada Rate Announcement

The target for the overnight rate increased to 4.5%, with the Bank Rate at 4.75% and the deposit rate at 4.5%. Quantitative tightening will continue. Inflation remains high and broadly based globally, but is trending down in several countries, reflecting lower energy prices and improvements to supply chains. 

In the US and Europe, slowing economies are proving to be more resilient than at the time of the Bank’s October Monetary Policy Report (MPR). China’s lifting of COVID-19 restrictions revised the growth forecast and poses an upside risk to commodity prices. Russia’s war on Ukraine is still a source of uncertainty and financial conditions remain restrictive. The Canadian dollar has been relatively stable against the US dollar.

It’s estimated that the global economy grew about 3.5% in 2022, but will slow to about 2% in 2023 and then grow to 2.5% in 2024. Economic growth in Canada is stronger and the economy remains in excess demand. The labour market is tight as the unemployment rate is near historic lows. Businesses, however, are reporting ongoing difficulty finding workers. There’s evidence that the restrictive monetary policy is slowing activity, especially household spending. Services and business investments are expected too slow in addition to weaker foreign demand helping to allow supply to catch up with demand.

It’s estimated that Canada’s economy grew by 3.6% in 2022 but is expected to stall through to the middle of 2023, and then picking up again later in the year. GDP is expected to grow 1% in 2023 and 2% in 2024. Inflation has declined from 8.1% in June to 6.3% in December, reflecting lower gasoline prices and durable goods.

Canadians are still feeling the hardship of high inflation in their essential household expenses, with persistent price increases for food and shelter. Short-term inflation is expected to remain elevated but inflation is projected to come down significantly this year.

Governing Council decided to increase the policy interest rate by a further 25 basis points. Governing Council is prepared to increase the policy rate further if needed to return inflation to the 2% target, and remains resolute in its commitment to restoring price stability for Canadians.

Reach out with your questions in regards to how this impacts your home buying or selling decision.

Craig Finnman ⁠

Re/Max Elite ⁠
craig@craigfinnman.ca ⁠
780-982-1589⁠

Watch Video
Read Full Report

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December 2022 - CREA Canadian Housing Market Snapshot
“The bulk of the downward adjustment to sales reacting to the sharp rise in borrowing costs may be in the rearview mirror,” says Shaun Cathcart, CREA’s Senior Economist, as home sales were up 1.3% on a month-over-month basis in December 2022. 

Wondering how this impacts your home buying or selling decision? Are you interested in moving out of the province? Connect with me to discuss your options and for a trusted referral.⁠


Craig Finnman
Re/Max Elite
craig@craigfinnman.ca
780-982-1589
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New property listed in Zone 05, Edmonton

I have listed a new property at 12144 95 ST in Edmonton. See details here

Handyman special or infill opportunity! Land use zoning RF3. Lot size 32.8 Ft x125 Ft. This Bungalow has laminate flooring throughout. Tiled 4 pce bath with claw foot tub/shower head. Spacious size kitchen. Back lane access. Priced for lot value only. House is lived in now so livable, but needs a lot of work.

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New property listed in Zone 35, Edmonton

I have listed a new property at 2318 138A AVE in Edmonton. See details here

Welcome to this well maintained four level split in Bannerman! Open concept living, dining, kitchen. Laminate floors throughout. Clean, white kitchen boasts lots of cabinetry. Upstairs is a spacious primary bedroom with one piece bath, as well as adjoined to 4 pce bath, also accessible through hall. Enjoy the patio doors leading to deck off of primary bedroom too! Two more spacious bedrooms on this upper level as well. Lower level features a recreation room, office area, bedroom and two piece bath. Back lane access with oversized double garage and landscaped backyard with firepit area. Upgrades include: new windows (6 yrs ago), new shingles and eaves (8 yrs ago), freshly painted throughout 2 yrs ago. Close to all amenities! Just move in and enjoy!

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New property listed in Zone 28, Edmonton

I have listed a new property at 18131 75 ST in Edmonton. See details here

Welcome to this gorgeous and bright Two Story home! Open concept living/kitchen/dining, with beautiful laminate floors throughout. Large windows throughout, bringing in lots of natural light. Gourmet kitchen, with huge island, cabinets to ceiling, SS appliances, large walk in pantry, and quartz countertops. Home freshly painted and ready to show. Spacious dining area, with mudroom and built in desk and 2 pce bath off kitchen. Upstairs you will find a spacious primary bedroom with walk in closet and 3 pce en-suite with 5 ft shower. Two more bedrooms, 4 pce bath, and convenient laundry upstairs as well. Basement is fully finished, with recreation room, bedroom, 4 pce bath and lots of storage space! Detached garage with back lane access. Also included are window coverings, security system, and central air conditioning. Move in and enjoy!

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New property listed in Zone 03, Edmonton

I have listed a new property at 17027 65 ST in Edmonton. See details here

IMMACULATE 8 BEDROOM, 5 FULL BATHS 2 Story in McConachie, with modern finishes and custom design! Walk into a spectacular grand foyer/living/dining areas. Dream kitchen beyond, with upgraded finishes, open concept to family room with gas fireplace. Main bedroom and 3 piece bath on main floor as well. Upstairs boasts 4 bedrooms and 3 baths. Primary bedroom offers a walk in closet, 5 pce bath with jacuzzi tub. Three more spacious bedrooms, two with a jack & jill bath, and another 4 pce bath as well. Also, convenient upper floor laundry! FULLY FINISHED BASEMENT, WITH SEPARATE ENTRANCE, with SECOND KITCHEN, huge living area, and 3 MORE BEDROOMS and 4 pce bath. Tankless water heater for water cost savings too! IMMEDIATE POSSESSION! Don't miss out on this UNIQUE HOME!

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New property listed in Zone 02, Edmonton

I have listed a new property at 12611 73 ST in Edmonton. See details here

Check out this 2 story with a LOT AND a HALF on a quite street with RF3 zoning. This home features 1 bdrm on main floor with a 1pc ensuite & 3 bdrms upstairs with 4pc bathrooom and 4th room as a small den. Partly finished basement with large windows, 1 bdrm and laundry. GREAT INFILL - LOT AND A HALF. Seller has development permit for a duplex and duplex plans drawn up. LOT SIZE: 52.4 ft x 120 ft - 585m2 (0.14acr). Seller has got asbestos abated.

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New property listed in Zone 03, Edmonton

I have listed a new property at 16406 60A ST in Edmonton. See details here

Welcome to this pride of ownership 2 Story home, TOTAL 5 BEDROOMS & FULLY FINISHED BASEMENT! Walk into spacious foyer with gorgeous hardwood throughout main floor including staircase. Huge living room w/gas fireplace, kitchen w/ lots of cabinetry & island w/ eating bar, & spacious dining area for large gatherings. Den off main floor, as well as 3 pce bath, & large walk in foyer closet & large mudroom off garage. Upstairs you will find a total of 4 bedrooms. Huge primary retreat has walk in closet, & 5 pce ensuite retreat, with jacuzzi tub/separate shower. Three more huge bedrooms upstairs, one with walk in closet, as well as 4 pce bath. Basement has a huge recreation/family room set up as a theatre room. Another bedroom w/ensuite bath with large shower, & access to family room as well. Double attached garage is insulated/drywalled. This home also comes with built in central vac & central air conditioner. Gorgeously landscaped, private pie shaped lot backing onto green space. Don't miss out on this one!

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New property listed in Zone 05, Edmonton

I have listed a new property at 11343 90 ST in Edmonton. See details here

CHARMING BUNGALOW on a quiet street, close to many amenities including WALKING DISTANCE TO LRT, & Commonwealth Stadium! Off front enclosed porch, you will find a spacious living room, w/refinished HARDWOOD FLOORS. Spacious kitchen & dining area w/bay window overlooking backyard. Great size kitchen, w/new counters/backsplash/sink. First room off of kitchen is roughed in for convenient main floor laundry if you wish, and can be an office/bedroom as well. Two more bedrooms and RENOVATED PCE BATH, with large walk in shower complete the main floor. Off of kitchen/dining, walk a few steps down, into a covered, enclosed bonus space, with UNIQUE BRICK WOOD FIRED OVEN! Fully finished basement includes a SECOND KITCHEN with sink, & ready for stove/fridge. Two more rooms in basement as well. Backyard has fruit trees, large garden area, patio area, carport, shed & single garage with back lane access. Other upgrades: Furnace (10 yrs), NEW SHINGLES (5 yrs), UPGRADED 100amp ELECTRICAL PANEL, FRESHLY PAINTED THROUGHOUT!

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New property listed in Sherwood Park, Sherwood Park

I have listed a new property at 11 MEREDIAN RD in Sherwood Park. See details here

Welcome to this IMMACULATE & UNIQUE home, located in Millshaven on a quiet street, centrally located in Sh Pk & close to schools. Main floor has LAMINATE FLOORING. RENOVATED KITCHEN has lots of cabinetry w/newer countertops, & new fridge/dishwasher. Huge dining area has lots of windows overlooking the backyard, & easy access to a large deck. Two large bedrooms on the main floor - one of them can be turned back into 2 bedrooms if needed. 4 pce main floor bath is renovated as well with lots of storage. Be wowed with this home's own SPACIOUS PRIMARY RETREAT a few stairs up, with vaulted ceilings, its own wood burning FP, & a 4 pce ensuite that includes a jacuzzi tub. Front & back access to FULLY FINISHED LOWER LEVEL boasts a cozy family room with FP, large recreation area, an office/bedroom, 3 pce bath, & laundry/storage room with sink. PRIVATE BACKYARD with large deck, fire pit area, extra parking & OVERSIZED DOUBLE GARAGE. NEW SHINGLES approx 5 years ago. This home has so much to offer - move in and enjoy!

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New property listed in Sherwood Park, Sherwood Park

I have listed a new property at 1050 CANDLE CRES in Sherwood Park. See details here

Welcome to this AMAZING, CUSTOM BUILT Two Story in a quiet culdesac of Lakeland Ridge! TOTAL 6 BEDROOMS, & 3.5 BATHS! Great curb appeal & huge front verandah. Walk into spacious foyer with grand curved staircase and 9 ft ceiling. Off of foyer is a great size den with French doors. Huge living room has a stone wall with wood burning stove & is open concept to a DREAM KITCHEN, with upgraded cabinetry, leather finish quartz, huge island, tons of cabinets, extra prep sink, new range & dishwasher, & walk in pantry. Large mudroom/laundry on main floor as well. Upstairs you will find a great size primary bedroom, walk in closet, & huge ensuite w/separate shower & jacuzzi tub. Three more bedrooms upstairs, as well as 5 pce main bath! FULLY FINISHED BASEMENT has recreation/family room, flex space, & two more bedrooms -one with walk in closet. A 5 pce bath completes the basement. West facing backyard boasts a built in hot tub, tiered deck, fire pit area & shed. FRESHLY PAINTED LAST YEAR. Prepare to be impressed!

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