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New property listed in Zone 15, Edmonton

I have listed a new property at 6835 112 ST in Edmonton. See details here

Welcome to the great area of Park Allen - close to all amenities, including U of A, and Whyte Ave! This extremely well kept home boasts total 5 BEDROOMS, and FINISHED BASEMENT with SECOND KITCHEN - and so much more to offer! Gleaming HARDWOOD FLOORS on main and upper. Spacious and bright living room with fireplace. Spacious kitchen as well, with lots of wood cabinetry. Two bedrooms on main with 4 pce bath. Upstairs you will find two more great size bedrooms, one with walk in closet. Basement boasts a family room, another bedroom, two piece bath, and separate shower room. Great size property with OVERSIZED 22ft x 26ft GARAGE, nice 10ft x 10ft shed, as well as great vegetable garden area. Convenient back lane access with potential RV parking! 100 Amperage, NEWER WINDOWS, NEWER SHINGLES, NEWER SIDING, NEWER PATIO! Pride of ownership in this home! Prepare to be impressed!


New property listed in Zone 18, Edmonton

I have listed a new property at 9626 95 AVE in Edmonton. See details here

AMAZING Custom Built home in PRIME LOCATION of Edmonton, with over 6700 sq ft living space! Minutes from all Downtown amenities as well as French Quarter, Whyte Ave, U of A, U of A Hospital, & much more! Large front stone patio oasis welcomes you! Gorgeous millwork throughout entire home, w/gleaming parquet flooring, high ceilings, & boasts total 5 large bdrms & 4 baths w/6 piece primary ensuite! Gorgeous chef's kitchen, custom cabinetry, wall to wall pantries, large island, high end appliances, w/large breakfast room & desk area off kitchen. Main floor is complete w/formal dining & living room, & sitting room w/access to deck/backyard oasis. Huge laundry/mudroom & 2 pce bath off kitchen as well. Lower level boasts another full kitchen, huge family room w/builtins & fireplace, two huge bedrooms w/4 pce bath. Enjoy the downtown views & private backyard oasis, from ALL levels of this home, with its many adjoining decks/patios! One of the most prime locations you will find! PREPARE TO BE IMPRESSED!


New property listed in Zone 02, Edmonton

I have listed a new property at 6617 137 AVE in Edmonton. See details here

Welcome to this Half Duplex BUNGALOW in Delwood area, with FINISHED BASEMENT. This home has three good size bedrooms on main floor with 4 pce bath, kitchen overlooking backyard, dining room and nice size living room. Finished basement includes another bedroom, as well as family room. Enjoy the backyard, with back lane access and detached single garage. Don't miss out on this well priced home!


New property listed in Sherwood Park, Sherwood Park

I have listed a new property at 124 155 CROCUS CRES in Sherwood Park. See details here

LOW CONDO FEES with this well kept, over 1300SqFt Half Duplex, in quiet Cravenbrook complex, close to all amenities! Newer VINYL PLANK flooring throughout entire main floor! OPEN CONCEPT, with spacious white kitchen, lots of cabinetry, walk in corner pantry, raised eating bar, and spacious dining area - great entertaining home! Off dining area, are patio doors leading to nice size deck and WEST FACING BACKYARD, with no neighbours behind! Upper level boasts three bedrooms. Primary bedroom has its own private ensuite access to main floor bath! FULLY FINISHED BASEMENT has a huge bedroom that can also serve well as a family/rec room. Off this room is a three pce bath, as well as laundry area. Attached single garage is insulated/drywalled. This home also has central AC as well. Some of the lowest condo fees you will find, in such a prestigious condo community! Don't miss out on this one!


Bathroom Cleanlines Hacks

Daily Wipe-Downs: Make it a habit to wipe down bathroom surfaces, such as sinks, countertops, and faucets, daily. This quick task prevents soap scum and grime buildup, keeping your bathroom sparkling clean.

Drawer Dividers: Use dividers in your bathroom drawers to separate toiletries and cosmetics. This prevents items from getting jumbled together and makes it easier to find what you need.

Vertical Storage: Maximize vertical space by installing shelves or organizers on the back of your bathroom door. This is a great way to store towels, robes, or extra toiletries without taking up precious floor space.


New property listed in Zone 03, Edmonton

I have listed a new property at 4612 156 AVE in Edmonton. See details here

Welcome to this well maintained Two Story home in the great neighbourhood of Brintnell. Walk into a spacious foyer with built in bench. Open concept kitchen/dining/living areas. Ceramic tile floors throughout foyer and kitchen. Kitchen has lots of cabinetry and island. Spacious dining and living area - great entertaining home! Main floor also has a 2 pce bath. Upstairs you will find a primary bedroom with walk in closet and 3 pce bath with shower and extra storage. Two more spacious bedrooms upstairs, with 4 pce bath. Fully finished basement boasts a cozy family room, den/bedroom and laundry room. Basement is bright with its larger windows. Storage room has rough in for future bathroom. Close to all amenities, including Manning Town Centre. BRAND NEW SHINGLES done this summer! Move in ready to enjoy!


September 2023 | Bank of Canada Rate Announcement

The Bank of Canada has maintained its target for the overnight rate at 5% today, with the Bank Rate at 5.25% and the deposit rate at 5%. Here are the key highlights from the announcement:

Global Economic Trends:
Inflation in advanced economies is on the decline, but core inflation remains elevated.Global growth slowed in Q2 2023, largely due to a significant slowdown in China. The U.S. saw stronger-than-expected growth driven by robust consumer spending. Europe's service sector supported growth while manufacturing contracted. Global bond yields have risen, reflecting higher real interest rates, and oil prices are higher than expected.

Canadian Economic Update:
The Canadian economy is experiencing weaker growth to alleviate price pressures. Economic growth contracted by 0.2% at an annualized rate in Q2 2023, impacted by factors like wildfires. Household credit growth slowed due to higher rates, while government spending and business investment supported domestic demand. The labor market is gradually easing, with wage growth around 4% to 5%.

Inflation remains a concern, with CPI inflation averaging close to 3%. Core inflation is running at about 3.5%, indicating little recent downward momentum. Recent gasoline price increases are expected to push CPI inflation higher in the near term.

Monetary Policy:
The policy interest rate remains at 5%. The Bank continues to normalize its balance sheet. The Bank is watchful of underlying inflationary pressures and is ready to increase rates if needed. Assessment factors include excess demand, inflation expectations, wage growth, and corporate pricing behaviour.

Seize the opportunity today to fortify your financial future. If you're on the lookout for a top-notch mortgage broker who can guide you towards the perfect mortgage solutions customized just for you, don't hesitate to reach out. Secure your tomorrow, today!


August 2023 | Edmonton Real Estate Housing Market Update

Total residential unit sales August 2023 hit 2,250, increasing 21.8% compared to August 2022, dropping marginally from July 2023 by 3.1%. New residential listings were up 3.7% year-over-year from August 2022, and increasing 0.3% from July 2023. Overall inventory in the GEA was down 15.5% from August of last year, and down 2.7% from the previous month.

For August, detached unit sales were up 16.8% from August 2022 and decreased 5.8% from July 2023 at 1,311. Semi-detached unit sales were down 11.6% month-over-month but increased by 12.9% from this time last year. Row/Townhouse unit sales were up 50.0% from August 2022 and up 23.2% from July 2023. Apartment Condominium unit sales had an increase of 25.1% from August 2022, while noting a decrease of 6.9% from the previous month.

Total residential average prices came in at $397,811, a 0.5% increase from August 2022, and a drop of 2.7% from July 2023. Detached homes averaged $495,005, noting a 2.1% year-over-year increase, but a 1.4% decrease from July 2023. Semi-detached sold for an average of $373,175, resulting in a 4.3% increase year-over-year, and a decrease of 1.5% from the previous month. Row/townhouse prices were up 3.6% from August 2022 and down 4.1% month-over-month, selling at $253,345. Apartment Condominium average prices hit $192,815 showing a decrease of 1.0% from last month and an increase of 0.5% from August 2022.

The MLS® Home Price Index (HPI) composite benchmark price* in the GEA came in at $380,600, resulting in a decrease of 0.3% from July 2023, and a drop of 3.9% from August 2022.

Detached homes averaged 45 days on the market, increasing one day from July 2023. Semi-detached homes averaged 42 days on the market, increasing seven days from the previous month, with row/townhouses averaging 44 days on the market, an increase of three days month-over-month.  Apartment condominiums averaged 56 days on the market, showing a two-day decrease from July 2023. 

Overall, all residential listings averaged 46 days on the market, increasing by four days year-over-year and one day from July 2023.

If you or someone you know have questions about how this may impact your home selling or buying decision, connect with me to discuss a winning plan.

Craig Finnman ⁠
Re/Max Elite ⁠ ⁠

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New property listed in Zone 21, Edmonton

I have listed a new property at 15926 107A AVE in Edmonton. See details here

EXCELLENT STARTER HOME OR INVESTMENT PROPERTY! This conveniently located bungalow is situated in Mayfield. This home offers almost 1,100 sq ft with three bedrooms on the main level and 4 pce bath. The FULLY FINISHED BASEMENT has a SEPARATE ENTRANCE, with a nicely appointed SECOND KITCHEN, family room with wood burning fireplace, generous bedroom, as well as a large 3 pce bath and laundry room. Situated on a generous lot with a 22x24 GARAGE with room for additional storage and vehicles. Don't miss out on this great opportunity!


What is a Cashback Mortgage?

Cashback mortgages are a type of mortgage that has gained popularity in Canada over the past few years. With a cashback mortgage, borrowers receive a lump sum cash payment from the lender at closing. This cash payment can be used for various purposes, such as covering closing costs or making home improvements.

How a Cashback Mortgage Works

Cashback mortgages are a type of mortgage that has become increasingly popular in Canada in recent years. With a cashback mortgage, the lender provides borrowers with a lump sum cash payment at closing. This payment can be used for various purposes, such as covering closing costs, making home improvements, or paying off high-interest debt.

The amount of cashback a borrower can receive typically ranges from 1% to 7% of the mortgage amount. However, the exact amount can vary depending on the lender and the borrower’s credit score and financial situation. The cashback payment is typically added to the mortgage balance, which means that borrowers will pay interest on the cashback amount over the life of the mortgage.

Advantages of a Cashback Mortgage

Cashback mortgages can provide several benefits for borrowers in Canada:

A cashback mortgage can help with the upfront costs of buying a home or refinancing an existing mortgage. This can be especially beneficial for first-time homebuyers or borrowers who need more cash.

Cashback mortgages can be a way for borrowers to make home improvements or pay off high-interest debt. By using the cashback payment for these purposes, borrowers can save money in the long run and increase the value of their homes.

A cashback mortgage can provide flexibility and financial security. The lump sum can be used for any purpose, meaning borrowers can choose how to use it based on their financial needs and goals.

Drawbacks of a Cashback Mortgage

While cashback mortgages can provide several benefits, they also have several drawbacks that borrowers should consider:

A cashback mortgage often has a higher interest rate than a traditional one. This means that borrowers will pay more interest over the life of the mortgage, which can result in higher overall costs.

They also often come with restrictions on refinancing or prepayment penalties. These restrictions can make it more difficult or expensive for borrowers to change their mortgage in the future.

In a cashback mortgage, the cashback payment is added to the mortgage balance, which means that borrowers will pay interest on the cashback amount over the life of the mortgage. This can result in higher overall costs and a longer mortgage term.

Finally, cashback mortgages may not be a good fit for borrowers focused on paying off their mortgage quickly. By using the cashback payment for other purposes, borrowers may delay paying off their mortgage and incur more interest charges over the long term.

How to Apply for a Cashback Mortgage

Applying for a cashback mortgage in Canada is similar to applying for a traditional mortgage. Here are the steps involved in applying for a cashback mortgage: 

  • Determine whether you meet the eligibility requirements. These requirements can vary depending on the lender but may include credit score, income level, and debt-to-income ratio.
  • Gather documentation to support your application. This may include income verification, bank statements, and employment history.
  • Shop around for lenders to find the best cashback mortgage option for your needs. This may involve researching different lenders online or working with a mortgage broker.
  • Apply for the mortgage. This will involve filling out an application and providing the necessary documentation. If you are approved for a cashback mortgage, you will receive pre-approval, which will outline the terms and conditions of the mortgage.
  • Close the mortgage by signing the necessary paperwork and paying any fees or charges associated with the mortgage. Then you can begin moving into your new home!

Cashback mortgages are a popular option in Canada that can provide borrowers with a lump sum cash payment at closing. With careful consideration and informed decision-making, cashback mortgages can be valuable for borrowers looking to purchase or refinance a home in Canada. Talk to your financial advisor to see if a cashback mortgage might be a good option for you.



Kitchen Organization Tips

Declutter Your Countertops: Keep your kitchen tidy by clearing off unnecessary items from your countertops. Store appliances and utensils you don't use daily to create a more spacious and organized cooking area.

Use Clear Containers: Store pantry staples like flour, rice, and cereals in clear, airtight containers. This not only keeps your ingredients fresh but also makes it easy to identify what you need, reducing the chances of a messy pantry.

Designate Zones: Create specific zones in your kitchen for different tasks, like cooking, prepping, and baking. Keep related items together to streamline your workflow and maintain an orderly space.


Happy Labour Day Long Weekend

Ready to make the most of this Labour Day long weekend in Edmonton and Sherwood Park? Here are 5 fantastic family-friendly activities to enjoy:

Explore Nature's Beauty: Take a stroll through Elk Island National Park or enjoy the vibrant colours of the Muttart Conservatory.

Splash Into Fun: Head to Strathcona Wilderness Centre for a day of swimming, picnicking, and outdoor adventures.

Cultural Delights: Discover the history of our region at Fort Edmonton Park or catch a show at the Jubilee Auditorium.

Tasty Treats: Treat your taste buds to local delights at Edmonton's Farmers' Market or enjoy a family BBQ in your own backyard.

Home Sweet Home: If you're dreaming of a new home, let's chat about your real estate goals. The perfect family home could be just a click away!

Make this Labour Day weekend memorable with family, fun, and a little bit of home inspiration. Happy Labour Day!


New property listed in Zone 18, Edmonton

I have listed a new property at 9213 92 ST in Edmonton. See details here

PRIME LOCATION in Bonnie Doon - close to new LRT, Bonnie Doon Mall, Campus St Jean, Whyte Ave, downtown & river valley! This 2 Story Half Duplex has a FINISHED BASEMENT with SEPARATE ENTRANCE & SECOND KITCHEN. Main floor boasts NEWER ENGINEERED HARDWOOD. Huge kitchen with maple cabinetry, island, & SS appls and NEWER GRANITE COUNTERTOPS. Upstairs has convenient laundry. Primary bedroom has great size walk in closet & 4 pce ensuite. Laminate floors throughout upper floor. FULLY FINISHED BASEMENT has separate entrance with SECOND KITCHEN, separate laundry, 4 pce bath, & good size bedroom. Newer laminate floors throughout basement. This home also boasts 9 ft ceilings, California knockdown ceiling texture, granite countertops in all baths, maintenance free front yard, custom blinds, & single detached garage with extra parking pad. Don't miss out on this great find, in sought after Bonnie Doon!


New property listed in Zone 29, Edmonton

I have listed a new property at 7831 34A AVE in Edmonton. See details here

LOOK NO FURTHER! ThisLarge 1531 sq ft Bungalow with 3+2 bedroom with FULLY FINISHED basement is situated on a MASSIVE pie lot in Richfield! (980 Sq Mtr) The main floor boasts a bright, open living room with open beam ceiling, beautiful woodwork throughout, large windows and cozy wood burning fireplace. Separate Family room off the kitchen.The dining room features built-in cabinetry and a large window allowing natural light to filter into the space. The eat-in kitchen features SS appliances and loads of cabinets. The FULLY FINISHED BASEMENT with large rec room features a WET BAR as well as 2 good sized bedrooms. The finishing touch to this home is the double detached garage with extra parking! The huge backyard is fenced and has a beautiful outdoor brick fireplace and a waterfall feature. Don't miss out on this great find!


Scoop N' Sundae Sunday Spectacular

Thank you to all you amazing souls who turned the Scoop N' Sundae Sunday Spectacular into an absolute hit! Your energy, laughter, and good vibes made the event a memorable success.

From the bottom of our ice cream bowls, we want to express our appreciation for your presence and enthusiasm. We kindly encourage you to consider making a difference through Shelter Canada via the link provided. Your contribution will help support those in need and make a positive impact in someone’s life.

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New property listed in Zone 30, Edmonton

I have listed a new property at 3607 2 ST in Edmonton. See details here

Amazing value in Maple Crest! This beautiful property boasts an inviting modern layout with 3 bedrooms and 2.5 bathrooms in 1800 square feet. The open concept living, dining and kitchen are ideal for your next gathering while the ample mudroom storage and a walkthrough spice kitchen create a practical flow for your daily routine. Upstairs you will find a massive bonus space, upstairs laundry and generously sized bedrooms. The unfinished basement awaits your personal touch.


Unlocking Your Real Estate Dreams

Maximize your home's selling potential! Whether it's staging advice or professional photography, I'll help you showcase your home in its best light.

Quick Fact: Homes that are professionally staged can sell up to 88% faster than those that are not staged!

Let's illuminate the way together and get started on achieving your selling goals.

Start Home Evaluation


The Productive Home Office

Where you can optimize your work environment with ergonomic furniture, harness the power of natural light near your desk, and boost your efficiency by regularly decluttering!

Useful Tips:

Ergonomic Setup: Invest in an ergonomic chair and desk to maintain good posture and reduce strain during long working hours.

Natural Light Boost: Position your desk near a window to harness natural light, enhancing focus and mood.

Declutter Regularly: A tidy workspace enhances productivity. Take a few minutes each day to declutter and organize.


Smart Upgrades For Your Smart Home

In the age of advanced technology, turning your house into a smart home has never been easier. With an array of innovative devices and gadgets available, you can enhance your living space's functionality, convenience, and energy efficiency. In this blog post, we'll explore five smart upgrades that will transform your home into a cutting-edge, interconnected haven.

1. Smart Cameras:

Keep a watchful eye on your property and loved ones with smart security cameras. These intelligent devices offer real-time monitoring, high-definition video, and even night vision, ensuring your home stays protected and providing you peace of mind, whether you're home or away.

2. Smart Lighting:

Create the perfect ambiance and optimize energy usage with smart lighting systems. Control your lights remotely through smartphone apps or voice assistants, schedule lighting scenes, and even integrate them with other smart devices to enhance the overall functionality of your home.

3. Smart Thermostats:

Achieve optimal comfort and energy efficiency with a smart thermostat. These intelligent devices learn your temperature preferences, adjust settings automatically, and allow remote control, so you can always come back to a cozy home without wasting energy.

4. Smart Cooking:

Upgrade your kitchen with smart cooking appliances that make meal preparation a breeze. From Wi-Fi-enabled ovens and smart refrigerators with inventory management to voice-controlled cooking assistants, these innovations will revolutionize your culinary experience.

5. Touch-Free Faucets:

Promote hygiene and convenience with touch-free faucets. Wave your hand or place a container near the sensor to activate the water flow, reducing the risk of cross-contamination and making daily chores more convenient.

Embrace the future of living with these smart home upgrades that not only add modern flair but also offer practicality, comfort, and energy efficiency. By investing in these innovative technologies, you can create a seamless, interconnected smart home that elevates your living experience to new heights.

Copyright 2023 by the REALTORS® Association of Edmonton. All Rights Reserved.
Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.